Exam Details
| Subject | general knowledge | |
| Paper | ||
| Exam / Course | ||
| Department | ||
| Organization | rrb rrc ibps | |
| Position | ||
| Exam Date | 2006 | |
| City, State | , |
Question Paper
1. The largest revenue in India is obtained from
Railways
Excise Duty
Sales Tax
Direct Taxes
2. The tax levied by Central Government and collected by State Government is
Stamp Duty
Excise Duty
Income Tax
Gift Tax
3. What is the major share in revenue of State Governments?
Stamp Duty
Excise Duty
Sales Tax
Income Tax
4. The tax levied by Local Governments i.e. Municipal Corporations and municipalities is
Income Tax
Wealth Tax
House Tax
Gift Tax
5. The tax collected by the State Governments and given to local bodies is
Income Tax
Wealth Tax
House Tax
Professional Tax
6. The period for Call Money is
10 to 15days
1 to 14 Days
15 to 30 Days
One Month
7. Who regulates the money circulation in India?
State Bank of India
Reserve Bank of India
NABARD
Commercial Banks
8. Which of the following is not an organized sector in India?
Nationalised Banks
Regional Rural Banks
Cooperative Banks
Chits and Money lenders
9. Who will settle the grievances of customers of banks?
Reserve Bank of India
State Bank of India
Local Courts
Ombuds Men
10. Who introduced the Banking Ombudsmen Scheme?
ARBI
SBI
Ministry of Finance
NABARD
11. When was OMBUDS MEN SCHEME first introduced?
November 2006
October 1981
June 1995
January 1998
12. Which was the firth Bank corporated by the Indians? (1881)
Imperial Bank of India
State Bank of India
Avadh Commercial Bank
Reserve Bank of India
13. When was the Avadh Commercial Bank established?
881
1894
1898
1899
14. When was Reserve Bank of India established?
1920
b)1925
1935
1948
15. When was Reserve Bank of India Nationalised?
1947
1948
1949
1950
16. When was Indian Banking Act come into force?
1948
1949
1950
1951
17. Imperial Banks were amalgamated and changed as
Reserve Bank of India
Tata Bank of India
Subsidiary Banks
Union Bank of India
18. When was Imperial Bank was Changed as State Bank of India?
January 1st 1935
Feb 26 1947
July 1st 1955
July 1st 1959
19. How many banks were first nationalised?
10
12
14
16
20. When was the second phase of nationalisation done?
9th July 1969
10th July 1968
16th August 1985
15th April, 1980
21. How many banks were in second phase of nationalisation?
4
5
6
7
22. Who will act as the banker to the Government of India?
State Bank of India
Reserve Bank of India
NABARD
Nationalised Banks
23. Where is the Head Quarter of Reserve Bank of India?
Mumbai
Delhi
Kolkotta
Ahmedabad
24. Who was first governor of Reserve Bank of India?
K. A. Narasimham
V. K. Malhotra
A. K. Vadia
A. B. A Smith
25. When was Lead Bank Scheme introduced?
1967
1968
1969
1974
26. What is CRR?
Cash Reserve Ratio
Current Ratio Rate
Review Report
None of these
27. Interest rates being charged by Banks in India has shown trending recent year
Falling
Rising
Stable
Volatile
None of these
28. The first development financial institution in India that has got merged with a bank is
IDBI
ICICI
IDFC
UTI
None of these
29. Which of the following NBFC converted itself into a commercial Bank?
Tata Finance
Reliance Capital Trust
Birla Mutual
Kotak Mahindra
None of these
30. Which is the current revision year of UCPDC?
UCPDC 500, 1993
UCODC 400, 1993
UCPDC 300, 1973
None of these
31. The rate of which discounting the bills of first class banks is done byRBI is called
Bank Rate
Prime Lending Rate
Loan Rate
Discounting Rate
32. Banking ombudsman has been constituted under which act?
Banking Regulation Act
RBI Act
SBI Act
COPRA
33. Which finance company has been given banking licence by RBIrecently?
Kotak Mahindra
Ashok Leyland Finance
TVS Finance
Tata Finance
None of these
34. Gilt edged securities refer to
Government Securities
Securities issued by municipal corporations
Securities issued by first class companies
None of these
35. A unit of the Unit Trust of India is a
Share
Debenture
Negotiable Instrument
None of these
36. Indian Banks Association has a common net working system for sharing the ATM facilities in Mumbai, which is known as
ATM Network
Shared Payment Network System
Cash Network
None of these
37. Arbitrage is
Buying and selling in two markets simultaneously
A rate of interest
A Fee
Arbitrage is a dispute
None of these
38. E E F C denotes
Exchange Earners Foreign Currency Account
Importer's account with Bank
Account maintained by a exporter with RBI
None of these
39. For which of the following currencies is the Indian rupee quoted against 100 units of the foreign currency
Deutsche Mark
Pound
Japanese Yen
US Dollars
40. Exchange risk in case of foreign currency Non Resident (Banks)scheme (FCNB) is borne by
RBI
Depositor
Govt. of India
Concerned Bank
None of these
41. Consortium Advances refer to
Concurrent borrowings
Multiple financing
Joint Financing by more than one bank
Financing of consignment business
None of these
42. NABARD refinance for financing Self Help Groups is to the extent of
25%
50%
75%
100%
None of these
43. The term All on refers to
The sheets of paper used in writing a deed
The stamps affixed on document
A sheet of paper attached to mortgage deed for the purpose of witness
A sheet of papers attached to a negotiable instrument for the purpose of making endorsement thereof when there is no space in the instrument
44. The provision of Consumer Protection Act, 1986 are applicable to the services rendered by the Banks
To the customers of the bank only
To the customers and the users of services irrespective of against consideration or free services
To the customers and any user of Bank's services against consideration
None of these
45. As per section 16 of the Banking Regulation Act, 1949 a person canbe appointed as a director of how many banking companies
Three
Two
One
Four
None of these
46. Nayak Committee Recommendations are applicable for sanction of Fund Based Working Capital Limit up to
Rs.25lacs
Rs.1crores
Rs. 2crores
Rs. 5crores
None of these
47. Banking ombudsman means
Person appointed to recover dues from defaulting borrowers
A person to whom customer can approach for redress of his grievances
A person appointed to settle dispute between employees and management
A person appointed by RBI to oversee the functioning of Foreign Banks
None of these
48. NGO is the term associated with
SHG
PMRY
SEEUY
Agri. Advances
None of these
49. Full form of SLR
Statutory Liquidity Ratio
State Level Recovery
Sundry Leverage Ratio
State Liquidity Reserve
50. C.R.A. in banking parlance stands for
Credit Rating Association
Credit Rating Agency
Credit Risk Assessment
None of these
51. E.P.S. in share market stands for
Earning per share
Electronic Payment System
Employee Pension Scroll
Equated Payment System
None of these
52. The Securitization and Reconstruction of Financial Asset and en force of Security Interest Act came into force from
21.08.02
21.06.02
21.07.02
21.12.02
None of these
53. The powers of the Board of Directors to borrow from the bank arementioned in
Article of Association
Memorandum of Association
Special Resolution
A B
None of these
54. The currency Euro has been introduced w.e.f .
01.01.99
01.01.2000
01.08.99
01.03.99
None of these
55. Who is authorized to permit premature closer of PPF A/c
RBI
Ministry of finance Department of Economic affairs
Chairman of concerning Bank
None of these
56. What is USGAAP?
United States Generally Accepted Accounting Principles
Union State Generous Agreement Accounting Principles
United State General Allies Army Practices
Union State Generous Accounts Affairs and Practices
57. What is the average percentage of Banking transactions through non-branch route in private sector Banks
50%
60%
70%
65%
None of these
58. The C D Ratio of all schedule commercial Banks as on June 2003stood at
51%
57%
53%
65%
None of these
59. The Gross NPA percentage of the following country is highest in Asia
India
China
Malaysia
Indonesia
None of these
60. The gross amount of NPA of Public Sector Banks as on 31.03.03 is
Rs.82,071crores
Rs. 54,086crores
Rs. 58,067crores
Rs. 46,738crores
None of these
61. To be categorized as a schedule Bank the minimum capital reserve required is
Rs. 10 lacs
Rs. 5 lacs
Rs. 20 lacs
Rs. 7 lacs
None of these
62. For Business process re-engineering and IT strategy which bank has employed 'Gartner'
BOB
SBI
PNB
BOM
None of these
63. The objective of Government to appoint Narsimhan Committee is
To strengthen the banking system
To improve customer service
To strengthen the credit portfolio
None of these
64. Which Bank has recently tied up with Apollo Hospital for financing medical facilities
ICICI
HDFC
BOB
SBI
None of these
65. The full form of RBS is
a)Risk Based Supervision
b)Rating by System
c)Role Based Supervision
d)Rating Bank Security
66. RBI has recently permitted which Bank to participate in theGovernment Securities Repo Market
a)SBI
b)UTI
c)ICICI
d)PNB
67. The fiscal deficit in 2001-2002 was of GDP
a)5.1%
b)5.3%
c)5.5%
d)5.4%
68. Under the Banking Ombudsman scheme the value of claim should not exceed
a)5 lac
b)10 lac
c)15 lac
d)20 lac
69. Which Bank has introduced 'Pre-paid Card' first
OBC
BOB
Corporation Bank
SBI
None of these
70. The minimum Capital Adequacy Ratio currently fixed by RBI for Banks is
12%
10%
11%
None of these
71. Who can fix the interest rates of NRE FCNB deposits
RBI
Banks, as per the directive of RBI
Govt. of India
IBA
72. The following is not a housing finance intermediary agency
HDFC
HUDCO
NHB
SICOM
73. Who is authorised to issue coin in India
RBI
Ministry of Finance
SBI
None of these
74. Bank can change interest rate without reference to its PLR in the following
a)Housing loans
NRE/ FCNB deposits
Personal loans
d)Educational loans
75. The maximum penal rate of interest that can be charged is restricted to
2
3
Maximum spread announced over PLR
5
76. Banks can change rate of interest beyond spread announced by the mon advances granted to
Film companies
Chit funds
NBFC s
Hotels
77. To which category of customers are banks prohibited to sanction loans against shares and debentures?
Institutions
PSUs
Banks
Trust and endowments
78. What should be the method of valuation for advances against shares/debentures bonds?
Face value
Market price
Book Value
Average Value
79. Which kind of bills should not be discounted by banks as per RBIregulation?
Customs duty
Installation charges
Sale of goods
Purchase of books
80. What action is taken if one of the customers tenders forged note?
He is sent to prison
Note is returned with remark, forged note
Note is impounded
Note is torn
81. A contract of insurance is a contract of
Indemnity
Pledge
Guarantee
Hypo the cation
82. Indian Companies have been allowed to invest up to US$ ---abroad
10 million
15 million
5 million
20 million
83. Restriction on number of partners in a firm is imposed by
Indian Companies Act 1956
Indian Partnership Act 1932
Indian Contract Act 1872
None of these
84. The certificate to commence business is to be called for perusal and returned for opening of an account of
Public limited company
Club and association
Private limited company
Trust
85. The certificate to commence business is to be called for perusal and returned for opening of an account of
Public limited company
Club and association
Private limited company
Trust
86. Where is the headquarters of SWIFT?
Hong Kong
Brussels
London
Mumbai
87. The three banks recently have entered in a Mega ATM sharing pact. They are
SBI, ICICI, BOB
SBI, ICICI, HDFC
ICICI, AndhraBank, HDFC
AndhraBank, CanaraBank, SBI
None of these
88. The Basic Travelling quota for going abroad is
USD 10,000
USD 5,000
USD 20,000
USD
No ceiling
89. Which of these is not a credit rating agency?
Moody's
Standard Poor's
Price water house
ICRA
None of these
90. PariPassu charge refers to a charge
Ranking in priority, regardless of quantum of advances
Merely notional in nature
Ranking equally in priority in proportion to the lender's share of advance
None of these
91. What are the four categories as per Kapur Committee recommendations for loan applications under SSI segment
up to 2 lacs, up to 15 lacs, up to 25 lacs, and above 25 lacs
up to 10 lacs, up to 25 lacs, up to 50 lacs and above 50 lacs
up to 2 lacs, up to 1crores, up to 2crores, and above 2crores
up to 2crores, up to 25crores, up to 50crores and above 50crores
None of these
92. NRE deposit rates have been recently lowered to
LIBOR .25
LIBOR .20
LIBOR .30
LIBOR .50
93. Who is the Governor of RBI?
BimalJalan
Y V Reddy
K J Udeshi
Ranga Reddy
None of these
94. Which Bank is ranked 7th India Company in the ET 2003 for listing as per market capitalization?
ICICI
HDFC
SBI
BOB
95. Recently ICICI issued winding up notice to the following financial institutions
IDBI
MSFC
IFCI
SICOM
None of these
96. At what frequency can Banks pay interest on Saving Bank Account as per RBI guidelines
Monthly
Quarterly
Half Yearly
Yearly
97. The VSAT communication network for banks and financial institutions launched by RBI is known as
SWIFT
SBI NET
BANK NET
INFINET
98. The ceiling for Bank's daily borrowings in Call Money should not of owned funds
a)100%
d)150%
99. Most modern banking systems are based on:
money of intrinsic value.
commodity money.
100 percent reserves.
fractional reserves.
100. Which bank has become the first foreign bank to open a branch inIsrael's diamond exchange:
American Express Bank
Citibank
Standard Chartered Bank
State Bank of India
Railways
Excise Duty
Sales Tax
Direct Taxes
2. The tax levied by Central Government and collected by State Government is
Stamp Duty
Excise Duty
Income Tax
Gift Tax
3. What is the major share in revenue of State Governments?
Stamp Duty
Excise Duty
Sales Tax
Income Tax
4. The tax levied by Local Governments i.e. Municipal Corporations and municipalities is
Income Tax
Wealth Tax
House Tax
Gift Tax
5. The tax collected by the State Governments and given to local bodies is
Income Tax
Wealth Tax
House Tax
Professional Tax
6. The period for Call Money is
10 to 15days
1 to 14 Days
15 to 30 Days
One Month
7. Who regulates the money circulation in India?
State Bank of India
Reserve Bank of India
NABARD
Commercial Banks
8. Which of the following is not an organized sector in India?
Nationalised Banks
Regional Rural Banks
Cooperative Banks
Chits and Money lenders
9. Who will settle the grievances of customers of banks?
Reserve Bank of India
State Bank of India
Local Courts
Ombuds Men
10. Who introduced the Banking Ombudsmen Scheme?
ARBI
SBI
Ministry of Finance
NABARD
11. When was OMBUDS MEN SCHEME first introduced?
November 2006
October 1981
June 1995
January 1998
12. Which was the firth Bank corporated by the Indians? (1881)
Imperial Bank of India
State Bank of India
Avadh Commercial Bank
Reserve Bank of India
13. When was the Avadh Commercial Bank established?
881
1894
1898
1899
14. When was Reserve Bank of India established?
1920
b)1925
1935
1948
15. When was Reserve Bank of India Nationalised?
1947
1948
1949
1950
16. When was Indian Banking Act come into force?
1948
1949
1950
1951
17. Imperial Banks were amalgamated and changed as
Reserve Bank of India
Tata Bank of India
Subsidiary Banks
Union Bank of India
18. When was Imperial Bank was Changed as State Bank of India?
January 1st 1935
Feb 26 1947
July 1st 1955
July 1st 1959
19. How many banks were first nationalised?
10
12
14
16
20. When was the second phase of nationalisation done?
9th July 1969
10th July 1968
16th August 1985
15th April, 1980
21. How many banks were in second phase of nationalisation?
4
5
6
7
22. Who will act as the banker to the Government of India?
State Bank of India
Reserve Bank of India
NABARD
Nationalised Banks
23. Where is the Head Quarter of Reserve Bank of India?
Mumbai
Delhi
Kolkotta
Ahmedabad
24. Who was first governor of Reserve Bank of India?
K. A. Narasimham
V. K. Malhotra
A. K. Vadia
A. B. A Smith
25. When was Lead Bank Scheme introduced?
1967
1968
1969
1974
26. What is CRR?
Cash Reserve Ratio
Current Ratio Rate
Review Report
None of these
27. Interest rates being charged by Banks in India has shown trending recent year
Falling
Rising
Stable
Volatile
None of these
28. The first development financial institution in India that has got merged with a bank is
IDBI
ICICI
IDFC
UTI
None of these
29. Which of the following NBFC converted itself into a commercial Bank?
Tata Finance
Reliance Capital Trust
Birla Mutual
Kotak Mahindra
None of these
30. Which is the current revision year of UCPDC?
UCPDC 500, 1993
UCODC 400, 1993
UCPDC 300, 1973
None of these
31. The rate of which discounting the bills of first class banks is done byRBI is called
Bank Rate
Prime Lending Rate
Loan Rate
Discounting Rate
32. Banking ombudsman has been constituted under which act?
Banking Regulation Act
RBI Act
SBI Act
COPRA
33. Which finance company has been given banking licence by RBIrecently?
Kotak Mahindra
Ashok Leyland Finance
TVS Finance
Tata Finance
None of these
34. Gilt edged securities refer to
Government Securities
Securities issued by municipal corporations
Securities issued by first class companies
None of these
35. A unit of the Unit Trust of India is a
Share
Debenture
Negotiable Instrument
None of these
36. Indian Banks Association has a common net working system for sharing the ATM facilities in Mumbai, which is known as
ATM Network
Shared Payment Network System
Cash Network
None of these
37. Arbitrage is
Buying and selling in two markets simultaneously
A rate of interest
A Fee
Arbitrage is a dispute
None of these
38. E E F C denotes
Exchange Earners Foreign Currency Account
Importer's account with Bank
Account maintained by a exporter with RBI
None of these
39. For which of the following currencies is the Indian rupee quoted against 100 units of the foreign currency
Deutsche Mark
Pound
Japanese Yen
US Dollars
40. Exchange risk in case of foreign currency Non Resident (Banks)scheme (FCNB) is borne by
RBI
Depositor
Govt. of India
Concerned Bank
None of these
41. Consortium Advances refer to
Concurrent borrowings
Multiple financing
Joint Financing by more than one bank
Financing of consignment business
None of these
42. NABARD refinance for financing Self Help Groups is to the extent of
25%
50%
75%
100%
None of these
43. The term All on refers to
The sheets of paper used in writing a deed
The stamps affixed on document
A sheet of paper attached to mortgage deed for the purpose of witness
A sheet of papers attached to a negotiable instrument for the purpose of making endorsement thereof when there is no space in the instrument
44. The provision of Consumer Protection Act, 1986 are applicable to the services rendered by the Banks
To the customers of the bank only
To the customers and the users of services irrespective of against consideration or free services
To the customers and any user of Bank's services against consideration
None of these
45. As per section 16 of the Banking Regulation Act, 1949 a person canbe appointed as a director of how many banking companies
Three
Two
One
Four
None of these
46. Nayak Committee Recommendations are applicable for sanction of Fund Based Working Capital Limit up to
Rs.25lacs
Rs.1crores
Rs. 2crores
Rs. 5crores
None of these
47. Banking ombudsman means
Person appointed to recover dues from defaulting borrowers
A person to whom customer can approach for redress of his grievances
A person appointed to settle dispute between employees and management
A person appointed by RBI to oversee the functioning of Foreign Banks
None of these
48. NGO is the term associated with
SHG
PMRY
SEEUY
Agri. Advances
None of these
49. Full form of SLR
Statutory Liquidity Ratio
State Level Recovery
Sundry Leverage Ratio
State Liquidity Reserve
50. C.R.A. in banking parlance stands for
Credit Rating Association
Credit Rating Agency
Credit Risk Assessment
None of these
51. E.P.S. in share market stands for
Earning per share
Electronic Payment System
Employee Pension Scroll
Equated Payment System
None of these
52. The Securitization and Reconstruction of Financial Asset and en force of Security Interest Act came into force from
21.08.02
21.06.02
21.07.02
21.12.02
None of these
53. The powers of the Board of Directors to borrow from the bank arementioned in
Article of Association
Memorandum of Association
Special Resolution
A B
None of these
54. The currency Euro has been introduced w.e.f .
01.01.99
01.01.2000
01.08.99
01.03.99
None of these
55. Who is authorized to permit premature closer of PPF A/c
RBI
Ministry of finance Department of Economic affairs
Chairman of concerning Bank
None of these
56. What is USGAAP?
United States Generally Accepted Accounting Principles
Union State Generous Agreement Accounting Principles
United State General Allies Army Practices
Union State Generous Accounts Affairs and Practices
57. What is the average percentage of Banking transactions through non-branch route in private sector Banks
50%
60%
70%
65%
None of these
58. The C D Ratio of all schedule commercial Banks as on June 2003stood at
51%
57%
53%
65%
None of these
59. The Gross NPA percentage of the following country is highest in Asia
India
China
Malaysia
Indonesia
None of these
60. The gross amount of NPA of Public Sector Banks as on 31.03.03 is
Rs.82,071crores
Rs. 54,086crores
Rs. 58,067crores
Rs. 46,738crores
None of these
61. To be categorized as a schedule Bank the minimum capital reserve required is
Rs. 10 lacs
Rs. 5 lacs
Rs. 20 lacs
Rs. 7 lacs
None of these
62. For Business process re-engineering and IT strategy which bank has employed 'Gartner'
BOB
SBI
PNB
BOM
None of these
63. The objective of Government to appoint Narsimhan Committee is
To strengthen the banking system
To improve customer service
To strengthen the credit portfolio
None of these
64. Which Bank has recently tied up with Apollo Hospital for financing medical facilities
ICICI
HDFC
BOB
SBI
None of these
65. The full form of RBS is
a)Risk Based Supervision
b)Rating by System
c)Role Based Supervision
d)Rating Bank Security
66. RBI has recently permitted which Bank to participate in theGovernment Securities Repo Market
a)SBI
b)UTI
c)ICICI
d)PNB
67. The fiscal deficit in 2001-2002 was of GDP
a)5.1%
b)5.3%
c)5.5%
d)5.4%
68. Under the Banking Ombudsman scheme the value of claim should not exceed
a)5 lac
b)10 lac
c)15 lac
d)20 lac
69. Which Bank has introduced 'Pre-paid Card' first
OBC
BOB
Corporation Bank
SBI
None of these
70. The minimum Capital Adequacy Ratio currently fixed by RBI for Banks is
12%
10%
11%
None of these
71. Who can fix the interest rates of NRE FCNB deposits
RBI
Banks, as per the directive of RBI
Govt. of India
IBA
72. The following is not a housing finance intermediary agency
HDFC
HUDCO
NHB
SICOM
73. Who is authorised to issue coin in India
RBI
Ministry of Finance
SBI
None of these
74. Bank can change interest rate without reference to its PLR in the following
a)Housing loans
NRE/ FCNB deposits
Personal loans
d)Educational loans
75. The maximum penal rate of interest that can be charged is restricted to
2
3
Maximum spread announced over PLR
5
76. Banks can change rate of interest beyond spread announced by the mon advances granted to
Film companies
Chit funds
NBFC s
Hotels
77. To which category of customers are banks prohibited to sanction loans against shares and debentures?
Institutions
PSUs
Banks
Trust and endowments
78. What should be the method of valuation for advances against shares/debentures bonds?
Face value
Market price
Book Value
Average Value
79. Which kind of bills should not be discounted by banks as per RBIregulation?
Customs duty
Installation charges
Sale of goods
Purchase of books
80. What action is taken if one of the customers tenders forged note?
He is sent to prison
Note is returned with remark, forged note
Note is impounded
Note is torn
81. A contract of insurance is a contract of
Indemnity
Pledge
Guarantee
Hypo the cation
82. Indian Companies have been allowed to invest up to US$ ---abroad
10 million
15 million
5 million
20 million
83. Restriction on number of partners in a firm is imposed by
Indian Companies Act 1956
Indian Partnership Act 1932
Indian Contract Act 1872
None of these
84. The certificate to commence business is to be called for perusal and returned for opening of an account of
Public limited company
Club and association
Private limited company
Trust
85. The certificate to commence business is to be called for perusal and returned for opening of an account of
Public limited company
Club and association
Private limited company
Trust
86. Where is the headquarters of SWIFT?
Hong Kong
Brussels
London
Mumbai
87. The three banks recently have entered in a Mega ATM sharing pact. They are
SBI, ICICI, BOB
SBI, ICICI, HDFC
ICICI, AndhraBank, HDFC
AndhraBank, CanaraBank, SBI
None of these
88. The Basic Travelling quota for going abroad is
USD 10,000
USD 5,000
USD 20,000
USD
No ceiling
89. Which of these is not a credit rating agency?
Moody's
Standard Poor's
Price water house
ICRA
None of these
90. PariPassu charge refers to a charge
Ranking in priority, regardless of quantum of advances
Merely notional in nature
Ranking equally in priority in proportion to the lender's share of advance
None of these
91. What are the four categories as per Kapur Committee recommendations for loan applications under SSI segment
up to 2 lacs, up to 15 lacs, up to 25 lacs, and above 25 lacs
up to 10 lacs, up to 25 lacs, up to 50 lacs and above 50 lacs
up to 2 lacs, up to 1crores, up to 2crores, and above 2crores
up to 2crores, up to 25crores, up to 50crores and above 50crores
None of these
92. NRE deposit rates have been recently lowered to
LIBOR .25
LIBOR .20
LIBOR .30
LIBOR .50
93. Who is the Governor of RBI?
BimalJalan
Y V Reddy
K J Udeshi
Ranga Reddy
None of these
94. Which Bank is ranked 7th India Company in the ET 2003 for listing as per market capitalization?
ICICI
HDFC
SBI
BOB
95. Recently ICICI issued winding up notice to the following financial institutions
IDBI
MSFC
IFCI
SICOM
None of these
96. At what frequency can Banks pay interest on Saving Bank Account as per RBI guidelines
Monthly
Quarterly
Half Yearly
Yearly
97. The VSAT communication network for banks and financial institutions launched by RBI is known as
SWIFT
SBI NET
BANK NET
INFINET
98. The ceiling for Bank's daily borrowings in Call Money should not of owned funds
a)100%
d)150%
99. Most modern banking systems are based on:
money of intrinsic value.
commodity money.
100 percent reserves.
fractional reserves.
100. Which bank has become the first foreign bank to open a branch inIsrael's diamond exchange:
American Express Bank
Citibank
Standard Chartered Bank
State Bank of India