M.B.A. DEGREE EXAMINATION, APRIL 2016
Third Semester
CREDIT MANAGEMENT
(CBCS 2012 onwards)
Time 3 Hours Maximum 75 Marks
Part A 3 15)
Answer all questions.
1. Explain the term bank credit.
2. What is SME?
3. What is a bankable project?
4. What is meant by law of limitation?
5. What are non-performing assets?
Part B 10 50)
Answer all questions choosing either or
6. Discuss the traditional handling of credit
management.
Or
Discuss the principles of credit risk management.
Sub. Code
632305
RW-10953
2
Wk6
7. Explain bill purchase and bill discounting.
Or
Discuss the importance of priority sector lending in
India.
8. Explain the process of project preparation and
appraisal.
Or
Discuss on the economic and commercial appraisal
of a project.
9. Discuss the role and need of documentation in credit
management.
Or
Explain the nature and importance of encumbrance
report.
10. Discuss the methodology of credit monitoring in
large banks.
Or
Explain the different recovery mechanisms and
their pros and cons.
Part C 10 10)
Compulsory.
11. Discuss any three of the following statements from your
perspective.
'Gold loans are the best and safe bet for a bank'.
'Profit is there at the bottom of the pyramid'.
'The easy loans are the big loans'.
'The recovery of loans is more difficult than lending'.