DISTANCE EDUCATION
M.B.A. DEGREE EXAMINATION, DECEMBER 2017.
Second Semester
BANKING AND INSURANCE LAWS
(Upto 2012-13 Academic Year and 2013 Calendar Year)
Time Three hours Maximum 100 marks
SECTION A — X 8 40 marks)
Answer any FIVE questions.
All questions carry equal marks.
1. State the different functions of commercial banks.
2. Explain the objectives of Banking Regulation Act, 1949.
3. Describe the importance of E-banking.
4. Explain the various duties of a collecting banker.
5. As a banker, what considerations will you take into
account before granting an advance to a borrower?
6. Elaborate the precautions to be taken by a banker while
lending advances against goods.
7. Explain the principles of contract of insurance.
8. What is lending? State the principles of sound lending.
Sub. Code
22
DE-2727
2
wk12
SECTION B — X 15 60 marks)
Answer any FOUR questions.
9. Discuss in detail the procedure for settlement of claims
under fire insurance.
10. Explain the general relationship between a banker and a
customer.
11. Discuss the various kinds of crossing.
12. State and explain the functions of Reserve Bank of India.
13. Elaborate the impact of privatisation of insurance
business in India.
14. Explain the different classifications of insurance in India.
15. Discuss the role of IRDA towards the development of
insurance.
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