DISTANCE EDUCATION
M.B.A. DEGREE EXAMINATION, DECEMBER 2017.
Third Semester
BANKING LAW AND PRACTICE
(2013-14 Academic year and 2014 Calendar year onwards)
Time Three hours Maximum 100 marks
PART A — X 8 40 marks)
Answer any FIVE questions.
1. What are the different between the Current Account and
Savings Account?
2. What do you understand by Teller system? What are its
uses?
3. What do you understand by banker's Right of
Appropriation?
4. What are the duties of a banker while honoring customer
cheques?
5. Explain the circumstance under which a banker can close
the account of his customer.
6. What are various factors determining the maintances of
cash balances by the banker?
7. What are the merits of a Stock Exchange Securities as a
security for a bank's advances?
8. What are the salient features of a promissory note?
Sub. Code
33
DE-3258
2
Ws2
PART B — X 15 60 marks)
Answer any FOUR questions.
9. Explain the agency services rendered by the commercial
banks.
10. Explain the general and special relationship between
banker and customers.
11. What is the effect of entries in the Pass Book which are
favorable to the customer?
12. What are the rules and regulations governing the
opening and conduct of Non-Resident (External) Account?
13. Explain the principles that guide the banks in granting
loans and advances.
14. What precautions should a banker take while making
advance against Life Insurance policy?
15. What are the various forms of crossing of cheques?
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