UG DEGREE EXAMINATION, APRIL 2018
Business Administration
Allied MODERN BANKING PRACTICES
(CBCS 2017 onwards)
Time 3 Hours Maximum 75 Marks
Part A (10 x 2 20)
Answer all questions.
1. What are commercial banks?
2. Define RBI.
3. Define customer.
4. What is endorsement?
5. Who is a minor?
6. Name the four documents which are essential for the
operation of an account.
7. What is ATM?
8. What is electronic fund transfer?
9. What is lien?
10. What is cash credit?
Sub. Code
7BBAA2
AFS-0417
2
Wk 10
Part B x 5 25)
Answer all questions, by choosing either or
11. Summarise the process of credit creation.
Or
Write short notes on branch banking.
12. When the banker must refuse payment of cheque?
Or
What are the objects of crossing?
13. What is the significance of introductory reference
for the banker?
Or
State the precautions to be taken by the banker
while dealing with a lunatic.
14. What is credit card? What are its special features?
Or
Write short notes on off shore banking.
15. What are the three s in assessing the credit
worthiness of borrower?
Or
What is mortgage? What are its main features?
AFS-0417
3
Wk 10
Part C x 10 30)
Answer any three questions.
16. Explain the reasons for nationalism of banks and
achievements of banks after nationalism.
17. Discuss the rights of a banker.
18. Discuss in detail as to how the bank should deal with a
company as a customer.
19. 'Paying banker has to apply his mind judiciously and
behave in a manner in which neither be himself nor his
customer is put in an embarrasing situation' Comment.
20. Explain the rights and duties of a banker as a pledgee.
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